FINANCIAL ADVISORY FEES

Investment Management services may include Financial Planning services but are not required to be utilized by the client(s) to receive Investment Management services.

Standard advisory fees range between 0.50% and 1.00% of Assets Under Management

For high-net-worth individuals and families, fees are tiered and reduced at the following asset levels.

- Less Than $1 Million = 1.00%

- Between $1 Million & $2 Million = 0.75%

- Greater Than $2 Million = 0.50%

Subscription Fee Option

For individuals  with less than $120,000 and married couples with less than $240,000 in managed assets who engage the Firm for ongoing comprehensive financial planning, we offer a fixed Subscription Fee based on the household composition:

- Individual Households: $1,200 per year ($300 per quarter)

- Joint/Multi-Member Households: $2,400 per year ($600 per quarter)

Transition from Subscription Fee to Standard Advisory Fees

Once a client's managed assets reach a level where our standard 1.00% annual AUM fee meets or exceeds their Subscription Fee (e.g., $120,000 for individuals or $240,000 for joint accounts), the client will transition to the asset-based fee schedule. At this stage, comprehensive planning services are included within the 1.00% AUM fee.

The effective annual percentage rate for clients enrolled in the subscription fee model may be higher than the standard 1.00% fee schedule, depending on the total assets under management.

While these are our standard rates, all fees are negotiable based on the complexity of the client's financial situation.

We feel our fees offer exceptional value while allowing us to accommodate accounts of all sizes. All investment accounts are kept in your name, and if at any time you are not happy with our services you can cancel with no additional fees or penalties.